The Honda Activa 125 is one of the most popular scooters in India, known for its reliability, performance, and fuel efficiency. As the demand for two-wheelers continues to grow, many potential buyers are considering financial plans to make their purchase easier.
With various financing options available, owning a Honda Activa 125 has become more accessible than ever. This article will explore the financial plans associated with purchasing the Honda Activa 125, including down payment options, EMI calculations, and other relevant details.
The Honda Activa 125 is designed to cater to a wide range of riders, from students to working professionals. Its powerful engine and comfortable seating make it suitable for daily commuting as well as longer rides. The scooter also features modern technology and safety features that enhance the overall riding experience. With its competitive pricing and attractive financing options, the Activa 125 continues to be a top choice for many consumers in India.
In this article, we will provide an in-depth look at the Honda Activa 125 financial plan, including key specifications, pricing details, EMI calculations, and comparisons with other scooters in the market. This comprehensive overview will help potential buyers understand their financing options and make informed decisions when purchasing their new scooter.
Honda Activa 125 Financial Plan
| Feature | Specification |
| Ex-showroom Price | ₹93,841 – ₹1,02,000 |
| Engine Displacement | 123.97 cc |
| Max Power | 8.29 PS @ 6,500 rpm |
| Max Torque | 10.3 Nm @ 5,000 rpm |
| Fuel Tank Capacity | 5.3 Litres |
| Mileage (Claimed) | ~60 kmpl |
| Down Payment | Starting from ₹5,000 |
| EMI (Approx.) | Starting from ₹2,763 per month |
Key Features
- Powerful Engine: The Honda Activa 125 is powered by a reliable air-cooled engine that delivers excellent performance while maintaining good fuel efficiency.
- Comfortable Suspension: It features a telescopic front suspension and a rear spring-loaded hydraulic suspension that enhances ride comfort.
- Stylish Design: The scooter comes with modern aesthetics and LED lights that add to its appeal.
- Spacious Storage: The under-seat storage is ample enough to carry personal items and essentials.
- Safety Features: Equipped with combined braking system (CBS) for improved safety during braking.
Engine Specifications
The engine specifications of the Honda Activa 125 are designed to deliver a smooth riding experience:
| Specification | Details |
| Engine Type | Air-cooled, Single Cylinder |
| Displacement | 123.97 cc |
| Max Power Output | 8.29 PS @ 6,500 rpm |
| Max Torque Output | 10.3 Nm @ 5,000 rpm |
| Cooling System | Air Cooled |
| Starting Mechanism | Kick Start / Electric Start |
Performance Metrics
The performance of the Honda Activa 125 is tailored for daily commuting:
- Top Speed: The scooter can reach speeds up to approximately 90 km/h, making it suitable for city and highway use.
- Acceleration: It offers smooth acceleration thanks to its efficient engine design.
- Mileage: With a claimed mileage of around 60 kmpl, it stands out as one of the most fuel-efficient scooters in its segment.
Financing Options
When considering purchasing a Honda Activa 125, understanding financing options is crucial:
- Down Payment Options:
- Buyers can start with a down payment as low as ₹5,000.
- The down payment amount can vary based on the loan amount and lender policies.
- Loan Amounts:
- The total loan amount typically ranges from ₹90,000 to ₹1,00,000 depending on the variant chosen.
- EMI Calculations:
- The EMI (Equated Monthly Installment) for the Honda Activa 125 starts at approximately ₹2,763 per month.
- This calculation is based on a loan tenure of three years at an interest rate of around 9% per annum.
EMI Calculation Example
To better understand how the EMI works for purchasing a Honda Activa 125, here’s an example calculation:
- Ex-showroom Price (Delhi): ₹1,00,000
- Down Payment: ₹5,000
- Loan Amount: ₹95,000
- Interest Rate: 9%
- Loan Tenure: 36 months
Using these values:
- Calculate Total Payable Amount:
- Total Payable Amount = Loan Amount + Interest Payable
- For example: If total interest payable over three years is approximately ₹15,000,
- Total Payable Amount = ₹95,000 + ₹15,000 = ₹1,10,000
- Monthly EMI Calculation:
- Monthly EMI = Total Payable Amount / Loan Tenure
- Monthly EMI = ₹1,10,000 / 36 = Approximately ₹3,055
Comparison with Competitors
To understand how the Honda Activa 125 stacks up against its competitors in the scooter segment, here’s a comparison table:
| Model | Price (Ex-showroom) | Engine Displacement | Max Power | Mileage |
| Honda Activa 125 | ₹93,841 – ₹1,02,000 | 123.97 cc | 8.29 PS | ~60 kmpl |
| TVS Jupiter | ₹76,800 – ₹89,400 | 109.7 cc | 8 PS | ~62 kmpl |
| Suzuki Access 125 | ₹80,700 – ₹91,800 | 124 cc | 8.7 PS | ~50 kmpl |
| Yamaha Fascino | ₹74,200 – ₹85,700 | 113 cc | 8 PS | ~66 kmpl |
User Experience
Feedback from users highlights several positive aspects of owning a Honda Activa 125:
- Many riders appreciate the bike’s lightweight design which makes it easy to handle in city traffic.
- The comfortable seating position has received praise from users who frequently undertake long commutes.
- Riders have noted that the fuel efficiency claims hold true in real-world conditions.
Maintenance and Reliability
The Honda Activa 125 is designed to be reliable with regular maintenance:
- Recommended service intervals are typically every six months or after covering specific kilometers.
- The vehicle usually comes with a standard warranty of up to three years or a certain number of kilometers.
Environmental Impact
With compliance to BS VI emission norms, the Honda Activa 125 aims to reduce harmful emissions compared to older models. This makes it an environmentally friendly choice in the commuter segment.
Conclusion
In conclusion, the Honda Activa 125 stands out as an excellent choice for those seeking an affordable and fuel-efficient scooter for daily commuting. Its combination of stylish design, reliable performance, comfortable seating, and advanced features make it suitable for both new riders and experienced motorcyclists alike.
With competitive pricing in its segment and impressive sales figures since its launch alongside flexible financing options such as low down payments and manageable EMIs starting from around ₹2,763 per month at reasonable interest rates; it continues to meet customer expectations effectively.
For anyone considering a reliable two-wheeler that offers great value without compromising on quality or performance while also providing attractive financial plans like those offered by various lenders; the Honda Activa 125 should certainly be at the top of your list!
